Closing
Our industry-leading closing process delivers an enhanced consumer experience with an elite network of quality signing agents and creating a closing ceremony that will earn a customer for life. Every closing agent is trained, certified and tested assuring a quality closing experience. Dedicated client service teams are trained on your specific requirements and processes. We provide the following closing services:
- Purchase Closings
- Refinance Closings
- Attorney, In Office, Branch & Notary Closings
- Innovative e-Closing Model with Multiple Alternative Closing Options
- Bank Branded Closing Solutions
- Signing Only Services
- Sub Escrow Services
- Disbursement
- Post-Closing
- National Recordation
Title Search Services
We retrieve any real estate documents from County Official Records including mortgage/deed of trust, assignment, satisfaction/release, deed, modification agreement, UCC, etc. Photo copies or Court Certified Documents based on our clients’ choice. We provide the following title search services:
- Current Owner Search
- Two Owner Search
- Full Search
- Last Owner Vesting Search
- Mortgage Chain Search
- Bring Down Search
- O & E Search
- Institutional Search w/ E&R
- Purchase Search
- 20 Year Search
- Update
- REO
- Search with Covenants, Easements & Restrictions
- Deed or Mortgage Report
- Bring down/ Update Report
- Bring down/ Update and Document Recording
- Document Recording Only
We have well knowledge & experience with using title search applications currently working for almost all the states in U.S. Using netronline & subscribe applications(ex..data trace applications). Netronline applications include:
- Public records (FOR PROPERTY DOCUMENTS)
- Tax collector (FOR TAX INFORMATION)
- Assessor ( FOR ASSESMENT INFORMATION)
- GIS (Geographical information System) ( FOR MAP INFORMATION)
Current Owner Search
A title search on the present title holder of specified property or last deed for consideration. A search of land records is performed from the execution date of the current deed of record for the subject property forward and complete information from that deed, including the legal description as reported, along with reporting complete information regarding open mortgages/deeds of trust, judgments, federal tax liens, pending suits, real estate taxes, UCC’s encumbering the subject real estate, out sales, and any matter affecting the subject real estate.
The report includes:
- Deed Information
- Open Mortgages
- Liens and Judgments
- Real Estate Tax Information including Assessed Valuation, etc.
- Photocopies of documents provided per client request
Two Owner Search
A title search on the previous and present title holders of the property. The report includes:
- Deed Information
- Open Mortgages
- Liens
- Chain of Title (Prior Deed)
- Real Estate Tax Information including Assessed Valuation, etc.
- Photocopies of documents provided per client request
Full Search
A full search is performed for the prescribed number of years, as assigned, and the chain of title including the
current deed of title for the subject property is reported, along with all matters affecting the real estate.
A full search is a comprehensive search over the past 20 or 30 year period that reports:
- All deeds,
- Open mortgages,
- Liens and Judgments
- Tax information, etc.
It includes a chain of title up to past 30 years.
Bring Down Search
We will perform a bringdown search from the effective date of your previous report completed, and report any changes to the report, along with the new effective date of the updated order.
Last Owner Vesting Search
A LOV SEARCH (LAST OWNER VESTING SEARCH) is title search on the last vesting deed.
Mortgage Chain Search
Providing all the mortgage related documents.
Institutional Lender Search
A search of the land records is performed from the execution date of the current deed of record for the subject property forward and complete information from that deed, including the legal description as reported, along with reporting complete information regarding open mortgages/deeds of trust, judgments, federal tax liens, pending suits, real estate taxes, ucc’s encumbering the subject real estate, outsales, and any matter affecting the subject real estate.
Institutional Lender Search with Convenants, Easements and Restrictions
The search for covenants, easements and restrictions affecting the property should be limited to the deeds which were researched within our report and/or any filed subdivision or plat map specific to the subject property.
REO – Real Estate Owned
A search of the land records is performed to provide a two owner search (arm’s length transactions), not including the sheriff/foreclosure deed (with the exception of MA which requires a 50 year search and attorney certification letter and AR & CA which both require a full 30 year search). This search type should include complete information for all deeds, including legal description and easements and restrictions; open mortgages/deed of trusts, judgments, federal tax liens, pending suits, real estate taxes, ucc’s encumbering the subject real estate, outsales and any matter affecting the subject real estate.
Deed Report
Report all of the deed information for current owner of record. Included should also be the legal description and the Tax ID or Assessor’s parcel number.
Mortgage Report
This search should include the information pertaining to any open mortgage of record for the subject property.
Update Report and Documentation Recordation
After examining the mortgage/deed of trust for compliance with recording requirements, i.e., acknowledgement, proper fees, appropriate legal description, signatures, et cetera, we will perform a bringdown search from the effective date of our original search up to the day of recording.
Record Only
The instrument is to be recorded and specifics from the document (i.e., mortgagors, mortgagees, execution date, amount, recording date, instrument number or book and page of the recorded instrument, if available.)
